Will Peyton Manning retire? Should San Diego Chargers fans want him to?

It was originally reported by the Denver Post (h/t Mile High Report) that Peyton Manning was unwilling or unable to commit to returning to play in 2015.

"That's kind of what I've said all along," Manning said of coming back for 2015, referring to his pre-Christmas statements saying he would come back. "But I can't answer every what-if circumstance. What if you're not as healthy? What if certain coaches leave? I can't answer every what-if situation. I think I'll have to take some time to see how I feel, see how I feel physically."

Manning is arguably the greatest quarterback to ever play the game of football. However, he was all too human the last month-plus of the regular season and flat out sucked for a good chunk of Sunday's loss to the Indianapolis Colts. My first thought as the clock hit 00:00 was that the only thing that could make watching that loss better was if Manning were to announce his retirement.

But is that really true? Is it in the best interest of the San Diego Chargers (and the team's fans) for Peyton Manning to hang 'em up? As great as Manning has been throughout his career, he looked more like a liability than an asset as he hobbled around on a torn quad and threw up ducks. He has a $21.5M cap hit ($5M in dead money) in 2015 that will hurt Denver's flexibility.

Brock Osweiler is as ready as he's ever going to be, which is to say he's a complete unknown. He could be better than the ghost of Peyton Manning, but he could also be so, so much worse. $16.5M is a lot of money to play with to make his surrounding cast better than Manning's was, though.

What do you think? Does Manning still scare you or do you hope he hangs around for another year-plus?